Payment Options

Commercial Insurances:

  • Aetna
  • Carefirst BCBS
  • Cigna
  • UHC/United Behavioral Health
  • Optum

Medicaid Insurances:

  • Priority Partners
  • Carefirst BCBS
  • Cigna
  • United Healthcare
  • Maryland Physicians Care
  • Wellpoint
  • UMD Health Partners
  • JAI Medical Systems

Self-Pay:

  • Debit
  • Credit Card
  • HSA/FSA/HRA

Out of Network Benefits

We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy.

Use this tool below to see if you qualify for reimbursement for our services:


Out-of-network benefits can be a bit confusing, but they offer valuable options for those seeking therapy. Here’s a quick breakdown to help you understand how they work:

  • If your insurance plan includes out-of-network benefits, it means that your insurance will cover a portion of the costs when you see a therapist who does not have a direct contract with your insurance company.
  • Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you usually pay for the session upfront. Afterward, you can submit a claim to your insurance for reimbursement.
  • Insurance companies typically reimburse a percentage of the therapist's fee, but this often comes after you meet an out-of-network deductible. For instance, once you meet a $1,000 deductible, your insurance might reimburse you for 50-80% of the session cost.
  • When it comes to mental health care, having options is essential. Out-of-network benefits provide you with the flexibility to choose a therapist who aligns with your unique needs and preferences, rather than being limited to those within your insurance network. This means you can seek out professionals who specialize in the areas that matter most to you, ensuring a more personalized and effective therapeutic experience.

Understanding these benefits can help you make informed decisions about your mental health care. If you have any questions about your specific plan, it’s always a good idea to reach out to your insurance provider for clarity.